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Competitive Rates,
Excellent Service,
Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.

About Our Company

Founded in 2021, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.

We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.

Request a No Obligation Quote

Fill out our simple online mortgage quote form and you will receive a quote tailored specifically to your needs.  There is no obligation. Our dedicated staff is here to answer any questions you have. Whether you are first time home buyer or an experienced buyer you are in good hands.

Happy Clients

*This does not represent an offer or solicitation for the sale or purchase of any specific mortgage product from IMS Lending. Eligibility for mortgage loans from IMS Lending. is subject to specific requirements, which may include credit score, employment history, income level, and other relevant factors. Please note that meeting these minimum eligibility requirements does not guarantee loan approval. The terms, rates, and conditions of any mortgage loan from Lend Mortgage Solutions may vary significantly based on IMS Lending. Policies and the applicant’s creditworthiness. Before entering into any loan agreement, applicants are strongly encouraged to thoroughly read and understand all associated terms and conditions. Independent financial and legal advice is recommended to fully comprehend the implications and suitability of any mortgage loan product to an individual’s specific circumstances. Conditions and exclusions apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines.

50-50 Mortgage Inc. DBA IMS Lending is a Licensed Real Estate Broker, California Department of Real Estate. NMLS #2289265 DRE #02172716 | Equal Housing Opportunity | For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.

IMS Lending will not transfer or assign your consent to receive marketing messages under this service, if any, to a third party or share information gathered solely from the SMS program with third parties for them to market to you.

We are an Equal Housing Opportunity

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